Working Capital & Lines of Credit

Cash flow, on your terms.

Business lines of credit, short-term working capital, invoice financing, and revenue-based capital. Flexible funding to smooth cash flow gaps and fuel growth.

Lines of CreditInvoice FinancingRevenue-Based

$25K

Minimum Amount

$2M+

Maximum Available

24-72hrs

Fastest Funding

Flexible

Repayment Options

Abstract visualization of business cash flow and working capital

Working Capital Broker

Expert working capital advisory

Cash flow is the lifeblood of your business. Whether you need to bridge receivables gaps, fund seasonal inventory, cover payroll during slow periods, or seize a time-sensitive opportunity, we connect you with the right solution.

Lines of credit for ongoing flexibility
Invoice financing to accelerate receivables
Revenue-based capital tied to business performance

Working Capital Products

Flexible funding solutions

Different products for different needs. We help you find the right fit based on your situation, timeline, and cost tolerance.

Revolving Line of Credit

$25K – $1M

Draw and repay as needed. Only pay interest on what you use. Flexibility for ongoing cash flow management.

Short-Term Working Capital

$25K – $500K

Quick capital infusions for immediate needs — payroll, inventory, opportunities. Fixed repayment terms.

Revenue-Based Financing

$25K – $1M

Repayment tied to monthly revenue. Payments flex with your business. Good for variable income.

Invoice / AR Financing

$50K – $2M+

Turn outstanding invoices into immediate cash. Don't wait 30-90 days for customers to pay.

Inventory Financing

$50K – $1M

Capital to purchase inventory using the inventory itself as collateral. Great for seasonal businesses.

Business Credit Cards

$10K – $100K

Revolving credit for smaller, everyday expenses. Build business credit while managing cash flow.

Common Use Cases

What businesses use working capital for

Working capital keeps your business moving when timing doesn't align with opportunity.

Payroll & Seasonality

Cover payroll during slow periods, seasonal dips, or while waiting for receivables to collect.

Inventory Purchases

Stock up ahead of busy seasons, take advantage of bulk pricing, or fulfill large orders.

Fulfill Large Orders

Fund materials, labor, and supplies to deliver on a big contract or opportunity.

Bridge Receivables Gaps

Don't let 60-90 day payment terms from customers strangle your cash flow.

Opportunistic Spending

Jump on time-sensitive deals, discounts, or expansion opportunities that won't wait.

Debt Consolidation

Refinance expensive short-term debt or MCAs into better terms.

An Honest Word on Cost

Speed and flexibility have a price

Short-term working capital and flexible credit products often cost significantly more than traditional term debt. The convenience of quick access and flexible repayment comes at a premium — sometimes a steep one.

That said, the right capital at the right time can absolutely be worth the cost — making payroll, landing a big order, or seizing an opportunity that won't wait can generate returns that far exceed financing costs.

What we help you avoid

Stacking debt — Taking multiple products that compound into an unmanageable payment burden

Paying for speed you don't need — If you have time, a cheaper traditional option may be available

Mismatched terms — Using short-term capital for long-term needs (or vice versa)

Hidden fees — Origination fees, prepayment penalties, and factor rates that obscure true cost

All financing is subject to lender approval. Rates, terms, and availability vary by lender and borrower qualifications. We help you understand the true cost before you commit.

Working Capital FAQ

Common questions about working capital

Related Financing

Explore other business financing options

Business Financing

Term loans and growth capital for larger needs.

Equipment Financing

Loans and leases for machinery, vehicles, and equipment.

SBA Loans

Government-backed options with favorable terms.

Ready to improve your cash flow?

Call 917-270-3042

Expert working capital advisory

Lines of credit for ongoing flexibility

Invoice financing to accelerate receivables

Revenue-based capital tied to business performance

Cash flow, on your terms.

Expert working capital advisory

Flexible funding solutions

Revolving Line of Credit

Short-Term Working Capital

Revenue-Based Financing

Invoice / AR Financing

Inventory Financing

Business Credit Cards

What businesses use working capital for

Payroll & Seasonality

Inventory Purchases

Fulfill Large Orders

Bridge Receivables Gaps

Opportunistic Spending

Debt Consolidation

Speed and flexibility have a price

What we help you avoid

Common questions about working capital

How quickly can I get working capital?

How much working capital can I qualify for?

What's the difference between a line of credit and a term loan?

Is working capital financing expensive?

What is invoice financing and how does it work?

Do I need collateral for working capital financing?

Explore other business financing options

Business Financing

Equipment Financing

SBA Loans

Ready to improve your cash flow?

Cash flow, on your terms.

Expert working capital advisory

Flexible funding solutions

Revolving Line of Credit

Short-Term Working Capital

Revenue-Based Financing

Invoice / AR Financing

Inventory Financing

Business Credit Cards

What businesses use working capital for

Payroll & Seasonality

Inventory Purchases

Fulfill Large Orders

Bridge Receivables Gaps

Opportunistic Spending

Debt Consolidation

Speed and flexibility have a price

What we help you avoid

Common questions about working capital

How quickly can I get working capital?

How much working capital can I qualify for?

What's the difference between a line of credit and a term loan?

Is working capital financing expensive?

What is invoice financing and how does it work?

Do I need collateral for working capital financing?

Explore other business financing options

Business Financing

Equipment Financing

SBA Loans

Ready to improve your cash flow?